<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Frameset//EN">
<html>
<head>
<TITLE>Frameset Template</TITLE>
</head>
<frameset rows="64,*">
<frame name="banner" scrolling="yes" noresize>
<frameset cols="128,84%">
<frame name="contents">
<frame name="main">
</frameset>
<noframes>
<p>This page requires frames, but your browser does not support them.</p>
</noframes>
</frameset>
</html>